Clal Insurance, Pensions and Finance Group

For over three decades, Clal Insurance Enterprise Holdings Ltd. has provided Israel with comprehensive insurance solution, investments and pensions to private and corporate clients.

The Group holds an overall market share of 22.6% in life and non-life insurance, and manages over USD 21 billion in assets.

Mergers and acquisitions gave Clal unsurpassed financial strength, a significant market share and broad range of operations. The Group owns insurance companies, agencies, pension funds, provident funds, as well as financial asset management companies.

Clal Insurance Enterprises Holdings Ltd. is AA rated by Maalot, a Standard & Poor's affiliate in Israel. Clal insurance company is rated Aa1 by Midroog, a Moody's affiliate in Israel. 

The Divisions

Non-life insurance

With a 23% market share of non-life insurance, it is clear that private and corporate clients trust Clal's full range of policies to provide dependable coverage for their most treasured assets.

The comprehensive range of products Clal offers covers an impressively wide range of insurance needs – for individuals and corporations.

Life Insurance and long term saving

Clal offers life insurance, pensions and provident funds with assets totaling over $13.5 billion

In the face of change, Clal offers the permanent and priceless gift of peace of mind.


Health Insurance

A wave of increasing demand for health insurance in Israel prompted Clal to establish Clal Health in 2006.

Clal Finance

Clal Finance is one of Israel’s leading and most respected non-banking financial institutions. It has achieved record investment results for clients through a range of services:

• Investment banking - underwriting; brokerage and advisory services in M&A transactions; securities distribution.
  
• Portfolio management and investment marketing - mutual funds; portfolio management.
  
• Financial products – Exchange-Traded-Funds.
  
• Financial services - stock exchange services; online trading in foreign currencies.
  
• Other activities - derivative activity; hedge funds

Clal Credit & Financing

Clal Credit & Financing compiles all the credit activity of the Clal Insurance Group and includes the following companies:  Clal Credit Insurance Ltd., Clal Factoring Ltd., Clal Financing Leasing, Clal Financing Credit, Clal Financing Mortgages and Clal Financing Consumer Credit. 

The Division forms a leading non-banking entity offering the business community as well as private customers innovative insurance and financial instruments.

Regional Managers

Tel Aviv Region – Ararat – Shlome Tamman , Deputy General Manager

Ilan Regev - Northern Region Manager

Jerusalemand southern Israel Division – Hani Aslan, Deputy General Manager

Avi Solomon, Deputy General Manager Head of Aryeh Branch 

Key People

Uri Levy    Executive VP  C.F.d	Sami Bassat    Executive VP   Non Live Insurance	Reuven Kaplan C.E.O Clal Health insurance
Rami Dayan Executive VP   Long-Term Savings	Hila Conforti  VP   Chief Risk Officer	Shuki Abramovich, C.E.O Clal Finance
Esti Friedman C.E.O Clal Credit & financing	Roy Yakir  C.E.O Clal Insurance Investment	Uri Ginosar Manager of Business Diplomacy
Josi Yan C.E.O Clalbit Information Technology	Omer ben Pazi Senior VP Treasuary & Planing	Moshe Ernest Executive VP   Legal Advice & Regulaion
Irit Cohen Executive VP   Resources	Ofer Brandet Executive VP Chief Actuary	Yosef Avital Senior VP Internal Audit

Ombudsman: Niza Ben Yitzhak, VP

Tel. 03-63873438, Fax:03-6387949 

E-mail:Nizab@clal-ins.co.il

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